Online Mortgage Loan Application For Your Post Bankruptcy Mortgage

If you are ready to apply for a post bankruptcy mortgage, please read the following information below.

By applying for a loan with us, you agree and confirm the following is accurate and true.

1. You confirm that you are not currently in a Chapter 13 Bankruptcy or that your Chapter 7 Bankruptcy has been discharged for at least one year.  You cannot apply for a mortgage if you are in a current bankruptcy or have been discharged within the past 12 months.

2. You confirm that another mortgage lender (or other resource) has not told you that you have a middle credit score below 560.  You cannot get approved for a post bankruptcy mortgage with a middle score below 560.

3. You confirm that you are not seeking financing for a mobile home.  We do not finance mobile homes.

4. You confirm that you are not applying for a home equity loan.  We cannot process these loans for post bankruptcy mortgage clients unless 2 years has passed since your bankruptcy.

If you would like to understand the post bankruptcy mortgage lending process and increase your chances of getting your loan approved the first time, we recommend purchasing The Bankruptcy Mortgage Book , which is a step-by-step guide to bankruptcy recovery and home ownership.  This book shows you how to take the first and every subsequent step, including sample letters and contact information for all 3 credit bureaus. Click here to go to The Bankruptcy Mortgage Book website .

If you wish to have professional help with repairing your credit, please visit this link to our designated credit repair firm, Lexington Law .  Lexington Law is a law firm specializing in credit repair and they have the legal knowledge to make it happen.  They charge our customers minimal fees for this service. Click here to visit the Lexington Law website.

If you meet the above criteria, we welcome your online mortgage application, and will respond to you as soon as possible (usually within 24 hours - weekends excluded). 

Apply for a home mortgage online
(You will be directed to our designated mortgage company, Consumers Advantage Mortgage)

 

 

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